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  Interest-Earning Checking – no monthly fees with a $500 minimum balance

  A Wide Variety of Low-Interest Loans Including:
     -    Auto Loans
     -    Signature Loans
     -    Share Secured Loans
     -    Open-end Line-of-Credit with Telephone Access
     -    Real Estate Loans
   Savings Services Including:
     -    Share Savings Accounts
     -    Certificates
     -    IRAs (Individual Retirement Accounts)
   eBr@nch - Home Banking
   eP@y - Bill Paying System
   eSt@tements - Electronic Statements
   ATM Convenience
   Low-Rate VISA
   Money Orders / Travelers Checks
   Free Notary Service
   Night Deposit at Branch Office

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