| General |
|
| Membership/Savings |
|
| minimum balance |
$50.00 |
| 17 years and younger minimum balance |
5.00 |
| more than 6 withdrawals in a month |
0.50 each |
| Accounts closed within 90 days |
10.00 |
| Deposited or cashed checks returned |
15.00 each |
| Redeposit return checks (minimum 5-business day hold) |
15.00 each |
| Cashier's check |
10.00 each |
| Official checks (First Five Free) |
5.00 each |
| Account inquiries by phone that could be done using Access24 |
1.00 each |
| Money orders |
1.25 each |
| 60 years of age and over |
No fee |
| $1,000 minimum in savings |
No fee |
| Travelers cheques |
|
| under $500 |
5.00 |
| over $500 |
10.00 |
| Notary service |
|
| member/1st signature |
No fee |
| additional signatures/non-members |
10.00 each |
| Wire transfers to another financial institution |
|
| Within the U.S. |
20.00 |
| International |
30.00 |
| Collection items - minimum $100 |
15.00 each |
| Collection - levy/liens |
25.00 |
| Over the counter printouts (current month) |
2.00 |
| Tax coupon service |
25.00 |
| Faxes |
|
| within the U.S. |
2.00 per page |
| international |
5.00 per page |
| Statement copies |
|
| current months |
No fee |
| within 23 months |
2.00 |
| Research |
25.00 per hour |
| Escheat/dormant accounts |
5.00 |
| Copies |
1.00 each |
| Next day Service/Express Mail |
25.00 |
| Savings bond purchase/redemption |
No fee |
| |
| Third Party Checks |
|
| Monthly service fee |
|
| $500 minimum balance |
No fee |
| balance falls below $500 |
5.00 |
| primary member - age 55 & older |
No fee |
| business accounts $1,000 min balance |
No fee |
| business accounts falls below $1,000 |
??.?? |
| Automatic overdraft transfers |
1.00 each |
| Returned checks |
|
| issued by member (insufficient funds) |
25.00 each |
| deposited by member |
15.00 each |
| redeposit check (5+days hold) |
15.00 each |
| Check paid by PVFCU |
|
| qualifying accounts up to $150 |
25.00 each |
| Stop payment - checks/pre-authorized |
|
| one item |
20.00 |
| 3 or more - consecutive |
50.00 |
| Copies of canceled checks |
|
| previous 12 months |
2.00 each |
| over 12 months |
5.00 each |
| Temporary checks (12) |
10.00 |
| |
| Visa Check Card/ATM Card |
|
| Visa Check Card transactions* |
No fee |
| ATM Card transactions* |
|
| first 20 transactions in a month |
No fee |
| over 20 transactions in a month |
1.00 |
| Overdrawn transactions |
25.00 |
| Automatic overdraft transfers |
1.00 each |
| Replacement cards/PIN mailer (request - requires member's signature) |
15.00 each |
| Cards canceled within 90 days of activation |
20.00 |
| Return deposited checks |
15.00 each |
| Adjustments |
15.00 each |
| *Third party fees may apply with some merchants/other ATM networks |
|
| |
| Visa Credit Card |
|
| Annual fee |
25.00 |
| Over the limit |
20.00 |
| Late fee over 15 days |
15.00 |
| |
|
| Loans |
|
| Auto equity loan documents |
100.00 |
| Loan extension agreement |
25.00 |
