Business Loans and Lines of Credit
At Paradise Valley Federal Credit Union, we understand what it takes to manage a successful business. That’s why we offer small business loans for the established business owner.
Financing for business loans is provided by professionals who understand the challenges and opportunities your business faces … they’ll match you to the loan product that meets your unique needs best.
With competitive rates of interest and repayment terms, our business loans can provide funding for your business expenses.
Our loans feature:
- No pre-payment penalty
- Lines of credit up to 3 years with no annual fee
- Term loans up to 7 years (fully amortized)
- Real estate-secured loans up to 15 years (fully amortized)
- Loans and lines of credit from $50,000
- Competitive rates and low fees
At Paradise, we’ve taken the hassle out of the application process. You’ll appreciate our fast approval process and friendly, personal service.
Personal Loan Rates
Effective date: 1/01/2022
| Collateral | Term Months | APR* Tier 1 | APR* Tier 2 | APR* Tier 3 | APR* Tier 4 | APR* Tier 5 | |
|---|---|---|---|---|---|---|---|
| Unsecured – Line of Credit | Revolving | 12.00% | 14.00% | 16.00% | 17.00% | 18.00% | 1 |
| Unsecured – Closed End | 60 | 10.00% | 11.00% | 12.00% | 14.00% | 18.00% | 2 |
| VISA – Classic or Share Secure | Revolving | 9.90% | 12.00% | 12.00% | 14.52% | 14.52% | 3 |
