Business Loans

Business Loans and Lines of Credit

At Paradise Valley Federal Credit Union, we  understand what it takes to manage a successful business. That’s why we offer small business loans for the established business owner.

Financing for business loans is provided by professionals who understand the challenges and opportunities your business faces … they’ll match you to the loan product that meets your unique needs best.

With competitive rates of interest and repayment terms, our business loans can provide funding for your business expenses.

Our loans feature:

  • No pre-payment penalty
  • Lines of credit up to 3 years with no annual fee
  • Term loans up to 7 years (fully amortized)
  • Real estate-secured loans up to 15 years (fully amortized)
  • Loans and lines of credit from $50,000
  • Competitive rates and low fees

At Paradise, we’ve taken the hassle out of the application process. You’ll appreciate our fast approval process and friendly, personal service.

Personal Loan Rates

Effective date: 4/01/2022

CollateralTerm MonthsAPR* Tier 1APR* Tier 2APR* Tier 3APR* Tier 4APR* Tier 5
Unsecured – Line of CreditRevolving12.00%14.00%16.00%17.00% 18.00%1
Unsecured – Closed End6010.00%11.00%12.00%14.00%18.00%2
VISA – Classic or Share SecureRevolving9.90%12.00% 12.00%14.52%14.52%3

Contact Us
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    PV Federal Credit Union
    2700 E. 4th Street
    National City, CA 91950
    Phone: (619) 475-4313, or toll free, (800) 253-6991
    Fax: (619) 475-0998
    E-mail: paradise@paradisevalleyfcu.com
    Access 24: (619) 475.2009
    Toll free 1 (866) 760.3777

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