COVID-19 updates

As the Coronavirus (COVID-19) continues to evolve, your Credit Unions understands the concerns and uncertainty you may be experiencing. We are aware that the crisis has financially affected many members more severely than others. It is our intention to assist those most negatively impacted.  You can rely on us to do our best in being responsive to the needs of our members, so please contact us so we can help determine the best way to assist you. We’re here to help!

Information for our members

If you are not comfortable visiting one of our branches in person, take advantage of our many alternative services such as:

    • ATM – Cash withdrawals and deposits can be made at a convenient Co-Op, Plus, or Star ATM using your Visa® reward debit or ATM card.
    • On-Line Virtual Branch – Check balances and transaction postings, make or schedule payments, transfer funds between accounts, all using our Virtual Branch accessible on our website – www.paradisevalleyfcu.org
    • Mobile App – Complete mobile deposits, transfer funds, or schedule bill payments safely from your mobile device.
    • Visa® Rewards Credit and Debit cards – Use these cards to decrease your need for handling cash, while earning uChoose Reward® points with every purchase.
    • Night Drop – Located next to the ATM outside our National City Branch, can be used for after-hour deposits and payments to be posted the next business day.
    • Call our Branch – One of our helpful Member Service Representatives can answer your questions and process your requests by dialing (619) 475-4313 or (800) 253-6991; note: any applicable fees for these services will be waved until further notice.

We are committed to the well-being of each of our members, employees and visitors. To that end, we request that that you wear a face covering inside the Credit Union. 

Ways We’re Here to Help – Right Now!

Your Credit Union is aware that the coronavirus crisis has financially affected many members more severely than others. It is our intention to assist those most negatively impacted with creative options in managing their current payment obligations to PVFCU, as well as providing low interest, short term, signature loans. Please contact us today so we can help determine the best way to assist you.

Skip Pay – terms and conditions

    • Skip Pay arrangements can be made on the following PVFCU loans and balances
      • Vehicle loans
    • Unsecured loans
      • Close-end, and
      • Open-End
    • Visa® balances – automatically deferred for May and June for all members
    • Real estate
      • First mortgage, and
      • Second mortgage
    • Payments may be deferred for one or two months
      • Interest will continue to accrue but there are:
        • No late fees, and
        • No initiation/processing fees

    Emergency Relief Loan – terms and conditions

    • E. R. Loans may range between $500 and $3,000
      • Members currently unemployed will have a loan cap of $1,000
    • E. R. Loans maximum term will be 24 months
    • E. R. Loans special fixed APR is 5%
      • At 5%, estimated payments will be $44 / month per $1,000 borrowed
    • E. R. Loans first payment can be deferred for up to 60 days

    Membership is meaningful at Paradise Valley FCU, in both good as well as tough times. Call us today to discuss ways our Lending Department can assist you – (800) 253-6991. Option 5.

Don’t Forget – Mobile Banking

We make it easy to bank on the go with PVFCU mobile options. Our Branch remains open, but PVFCU would like to encourage you to sign up for our eServices. This will allow you to continue to access your account and limit your required person-to-person interaction as much as possible.

Download our mobile app at – www.paradisevalleyfcu.org/mobile-app/

Helpful Links

ATM/Debit cards application – https://www.paradisevalleyfcu.org/eapplications/

San Diego Health Department – www.coronavirus-sd.com

California Department of Public Health – www.cdph.ca.gov

Centers for Disease Control – www.cdc.gov

Contact Us
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    PV Federal Credit Union
    2700 E. 4th Street
    National City, CA 91950
    Phone: (619) 475-4313, or toll free, (800) 253-6991
    Fax: (619) 475-0998
    E-mail: paradise@paradisevalleyfcu.com
    Access 24: (619) 475.2009
    Toll free 1 (866) 760.3777

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