This spring America’s Credit Unions are celebrating their 109th birthday! It was back in 1908 when Alphonse Desjardins helped open St. Mary’s Bank Credit Union, the first U.S. credit union located in Manchester, NH. Originally formed to provide the mill workers of Manchester with a safe haven for saving, and an affordable option for borrowing, the CU now serves the whole community while the very first branch is home to America’s Credit Union Museum. Since those early days, the credit union movement in America has grown and evolved with each decade, but has remained committed to upholding the credit union philosophy of “People Helping People,” and stayed focused on “Serving the Underserved.” And as we celebrate another successful year as credit union member-owners, it’s important to embrace our rich history while also looking forward to a future of progress. While many years have passed and the ways in which we bank have changed with technological and societal advances, the fundamental purpose of America’s credit unions remains the same – to improve individual lives as well as communities through better rates, lower fees, quality financial literacy, and superior member service.