Personal loans are made solely on your good name. Your borrowing power is based on your personal financial history, credit standing, employment stability and current income and expenses.
So, if new furniture for your house, travel, a computer or other major purchases are in your plans, we have a loan to make them happen. Personal loans are available for many worthwhile purposes at rates and terms to make your payments affordable.
You don’t have to pay 18% to 25% on charge accounts when you can make your purchase or pay off your bills with a much lower Paradise Valley FCU personal loan , line-of credit loan , or visa from 9.90% to 16% APR.
Personal Loan Rates
Effective date: 01/01/2021
|Collateral||Term Months||APR* Tier A+||APR* Tier A||APR* Tier B||APR* Tier C|
|Unsecured – Line of Credit||Revolving||12.00%||14.00%||17.00%||18.00%||1|
|Unsecured – Closed End||60||7.50%||8.50%||11.50%||15.50%||2|
|VISA – Classic or Share Secure||Revolving||9.90%||12.00%||14.52%||14.52%||3|