Rates

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Loan Rates

Loans

Effective July 1, 2017
CollateralFinancing %Term MonthsAPR*
Tier A+
 
Auto - New100%601.99%Calculator
Auto - New100%722.49%Calculator
Auto - New100%843.25%Calculator
Auto - Used (2010-17)Kelley
Blue Book
603.99%Calculator
Auto - Used (2010-17)Kelly
Blue Book
724.99%Calculator
Motor Home, Travel Trailer - New90%60 - 1807.00%Calculator
Motor Home, Travel Trailer - Used
80%60 - 1808.00%Calculator
Boat - New80%1207.00%Calculator
Boat - Used80%1208.00%Calculator
Recreational Sport Vehicle - New80%488.00%Calculator
Motorcycle - New80%608.00%Calculator
Mobile Home90%1806.00%Calculator
Unsecured - Line of CreditRevolving12.00%Calculator
Unsecured - Closed End609.00%Calculator
Share Secured603.00%Calculator
VISA (FICO > 699)Revolving9.90%Calculator
VISA (FICO 650 - 699)Revolving12.00%Calculator
VISA (FICO < 650)Revolving14.52%Calculator

-- Rates and Terms Subject to Change without Notice --

Loan subject to credit approval; some restrictions apply; not all members will qualify. Payment example: 60 month auto loan at 1.99% APR would have monthly payment of $17.60 per $1,000 borrowed. Line of Credit Advance: The Minimum Monthly Payment is 2% of the outstanding balance or $25.00, whichever is greater, as of the most current advance, and remains that amount until any subsequent advance. Late Charge: A late charge of 5% of the payment due, or $5.00, whichever is greater, will be charged on payments received after 15 days from payment due date. APR - Annual Percentage Rate

Share Rates

Saving Rates

SavingsBalanceRate APY*DividendEarned
Savings $50 Minimum$50 Minimum.05%.05% QuarterlyDaily
Impound AccountNo Minimum.05%.05%QuarterlyDaily
Share Draft/CheckingNo Minimum.03%.03%MonthlyDaily
Individual Retirement Accounts (IRA)$100 - $4,999.15%.15% QuarterlyDaily
Individual Retirement Account (IRA)$5,000 - $9,999.20%.20%QuarterlyDaily
Individual Retirement Account (IRA)$10,000 - 24,999.25%.25%QuarterlyDaily
Individual Retirement Account (IRA)$25,000 - $49,999.30%.30%QuarterlyDaily
Individual Retirement Account (IRA)$50,000 - $99,999.40%.40%QuarterlyDaily
Individual Retirement Account (IRA)$100,000 - Over.50%.50%QuarterlyDaily
Effective July 1, 2017   Penalty for early withdrawal. Rates are subject to change at renewal. Annual percentage yield (APY) assumes that principal balance and earned interest will remain on deposit for the term of the certificate.

Certificate Rates

Effective: July 1, 2017

Penalty for early withdrawal. Rates are subject to change at renewal. Annual percentage yield (APY) assumes that principal balance and earned interest will remain on deposit for the term of the certificate.
CertificatesBalanceRate APY*DividendEarned
Share Certificates - $2,500
Six months $2,500 minimum.25%.25%MonthlyDaily
Twelve months $2,500 minimum.30%.30%MonthlyDaily
Twenty-four months $2,500 minimum.40%.40%MonthlyDaily
Thirty-six months $2,500 minimum.60%.60%MonthlyDaily
Forty-eight months $2,500 minimum.80%.80%MonthlyDaily
Sixty months $2,500 minimum1.25%1.26%MonthlyDaily
Share Certificates - $50,000
Six months $50,000 minimum.25%.25%MonthlyDaily
Twelve months $50,000 minimum.30%.30%MonthlyDaily
Twenty-four months $50,000 minimum.45%.45%MonthlyDaily
Thirty-six months $50,000 minimum.60%.60%MonthlyDaily
Forty-eight months $50,000 minimum.95%.95%MonthlyDaily
Sixty months $50,000 minimum1.29%1.30%MonthlyDaily
Share Certificates -
Jumbo
Six months $100,000 minimum.30%.30%MonthlyDaily
Twelve months $100,000 minimum.35%.35%MonthlyDaily
Twenty-four months $100,000 minimum.50%.50%MonthlyDaily
Thirty-six months $100,000 minimum.65%.65%MonthlyDaily
Forty-eight months$100,000 minimum1.00%1.01%MonthlyDaily
Sixty months$100,000 minimum1.34%1.35%MonthlyDaily

Certificate Rates

Penalty for early withdrawal. Rates are subject to change at renewal. Annual percentage yield (APY) assumes that principal balance and earned interest will remain on deposit for the term of the certificate.
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