Fee Schedule

Share on FacebookShare on Google+Tweet about this on TwitterShare on LinkedIn

Click here to download

Effective April 1, 2017 

Schedule of Fees
GENERALFEE
Membership / Savings
    minimum balance $50.00
    17 years and younger minimum balance$5.00
    more than 6 withdrawals in a month $0.50 each
Accounts closed within 90 days$10.00
Deposited or cashed checks returned$25.00 each
Redeposit return checks (minimum 5-business day hold) $25.00 each
Cashier’s check $10.00 each
Official checks (first 5 free per month)$5.00 each
Account inquiries by phone instead of using Access 24 program$1.00 each
Money Orders $1.25 each
    65 years of age and overNo Fee
Member large cash orders
    Under $20K, preorderedNo Fee
    Non-Scheduled cash order (when available)
    $10K $10.00
    $20K $20.00
    $30K $30.00
    Non-Member cashing CU checks
    $250 and under No Fee
    $251 to $1000$5.00 each
    $1001 to $2500$10.00 each
Notary Service
    member / 2 signaturesNo Fee
    additional signatures / non-members $10.00 each
Wire Transfers to another financial institution
    within the U.S.$20.00
    international$30.00
Collection items - minimum $100$15.00 each
Collection - levy / liens$25.00
Over the counter printouts (current month) $2.00 Faxes
    within the U.S. $2.00 per page
    international $5.00 per page
Statement copies
    current month No Fee
    within 23 months$2.00
Invalid address research Quarterly $5.00
Research$25.00 per hour
Escheat / dormant accounts $5.00
Copies$1.00 each
UPS / FedEx / Express Mail Up to $40.00
Savings bond / redemption No Fee
Verification of Deposit$15.00
E SERVICES
E-Branch - online banking FREE
E-Statements by email FREE
E-Pay - bill payFREE
THIRD PARTY CHECKS
Deposits - check holds apply No Fee
Check cashing - restrictions
proper ID required of payee / check holds apply
no government checks (Federal / State / City / County)
$10.00 each
INDIVIDUAL RETIREMENT ACCOUNT
Annual custodial fee$25.00
Rollover / transfer from PFVCU $20.00
Premature / non-qualified distribution$10.00
SHARE DRAFT / CHECKING ACCOUNTS
Monthly service fee
    $500 minimum balanceNo Fee
    balance falls below $500$7.50
    Statements No Fee
    Primary member - age 65 & older No Fee
    PVFCU Logo checks - 65 & overFREE
    business account $1500 min balanceNo Fee
    business accounts falls below $1500$10.00
Special Student Checkingask for details
Automatic overdraft transfers $1.00 each
Returned checks
    issued by member (insufficient funds) $25.00 each
    deposited by member $25.00 each
    redeposit check (5+ days hold)$25.00 each
Check paid by PVFCU
    qualifying account up to $300$25.00 each
Stop payment - checks / pre-authorized
    one item$20.00
    3 or more - consecutive$45.00
    Stop Payment Cancellation$10.00
Copies of cancelled checks
    previous 12 months $2.00 each
    over 12 months$5.00 each
    (+ research fee $25 per hour)
Temporary checks 4 checks per sheet$2.00 each
VISA DEBIT CHECK CARD
VISA Debit Check Card transactions*
*Third party fees may apply with some merchant & other ATM networks
No Fee
Overdrawn transactions $25.00
Automatic overdraft transfers $1.00 each
** Replacement cards / PIN mailer (request - requires member’s signature)$15.00 each
    rush order - card or PIN mailer
**Replacement cards per year
$30.00 each
Cards cancelled within 180 days of activation $20.00
ATM Return deposited checks$25.00 each
ATM Adjustments $15.00 each
Dispute cancellation $15.00 each
VISA CREDIT CARD
Annual fee $20.00
Per Cash advance fee ($10 nor greater than $200) 0.03
Late fee over 10 days25
Return check fee25
LOANS
Auto equity loan documents 100
Loan extension agreement 25
Issue Lien Satisfied10
Line of credit advance5
ELECTRONIC PAYMENT from another financial institution: Checking3
Credit card3.00% plus $3.00
Return electronic payment 25

Schedule of Fees

Share on FacebookShare on Google+Tweet about this on TwitterShare on LinkedIn