Personal Loan Rates
Effective date: 10/1/2019
|Collateral||Term Months||APR* Tier A+||APR* Tier A||APR* Tier B||APR* Tier C|
|Unsecured – Line of Credit||Revolving||12.00%||14.00%||17.00%||18.00%||1|
|Unsecured – Closed End||60||10.00%||11.00%||14.00%||18.00%||2|
|VISA – Classic or Share Secure||Revolving||9.90%||12.00%||14.52%||14.52%||3|
— Rates and Terms Subject to Change without Notice —
Share & Certificate Secured Loans: PVFCU offers share and certificate secured loans priced at 3% above APR of the secured share collateral. Terms can be up to 60 months.
Line of Credit Advance: The Minimum Monthly Payment is 2% of the outstanding balance or $25.00, whichever is greater.
Late Charge: A late charge of 5% of the payment due, or $5.00,
whichever is greater, will be charged on payments received after
15 days from payment due date.
APR – Annual Percentage Rate