Personal Loan Rates

Personal Loan Rates

Effective date: 10/1/2019

CollateralTerm MonthsAPR* Tier A+APR* Tier AAPR* Tier BAPR* Tier C
Unsecured – Line of CreditRevolving12.00%14.00%17.00%18.00%1
Unsecured – Closed End6010.00%11.00%14.00%18.00%2
VISA – Classic or Share SecureRevolving9.90%12.00%14.52%14.52%3

— Rates and Terms Subject to Change without Notice —

Share & Certificate Secured Loans: PVFCU offers share and certificate secured loans priced at 3% above APR of the secured share collateral. Terms can be up to 60 months. 

Line of Credit Advance: The Minimum Monthly Payment is 2% of the outstanding balance or $25.00, whichever is greater.

Late Charge: A late charge of 5% of the payment due, or $5.00,
whichever is greater, will be charged on payments received after
15 days from payment due date.

APR – Annual Percentage Rate

Contact Us
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PV Federal Credit Union
2700 E. 4th Street
National City, CA 91950
Phone: (619) 475-4313, or toll free, (800) 253-6991
Fax: (619) 475-0998
E-mail: paradise@paradisevalleyfcu.com
Access 24: (619) 475.2009
Toll free 1 (866) 760.3777