Schedule of Fees

GENERAL	FEE	Sort
Membership / Savings		1
minimum balance	$5.00	2
17 years and younger minimum balance	$5.00	3
more than 6 withdrawals in a month (Reg D)	$10.00 each	4
Accounts closed within 90 days	$10.00	5
Deposited or cashed checks returned	$35.00 each	6
Redeposit return checks (minimum 5-business day hold)	$35.00 each	7
Cashier’s check	$15.00 each	8
Official checks	$3.00 each	9
Account inquiries by phone instead of using Access 24	$2.50 each	10
Money Orders	$3.00 each	11
65 years of age and over	No Fee	12
Member large cash orders		13
Under $20K, preordered	No Fee	14
$10K	$10.00	15
$20K	$20.00	16
$30K	$30.00	17
Notary Service		18
member / 2 signatures	$15.00	19
additional signatures / non-members	$15.00 each	20
Wire Transfers to another financial institution		21
domestic	$30.00	22
international	$45.00	23
wire-in	$5.00	24
Collection items – minimum $100	$15.00 each	25
Collection – levy / liens	$30.00	26
Over the counter printouts (current month)	$3.00	27
Faxes		28
within the U.S. (up to 5 pages)	$5.00	29
international (up to 5 pages)	$10.00	30
Statement copies		31
current month	$2.00	32
within 12 months	$5.00	33
12 months & over	$10.00	34
Tax document copies	$5.00 each	35
Invalid address research	$5.00 per quarter	36
Research	$25.00 per hour	37
Escheat / dormant accounts	$10.00	38
Copies	$2.00 each	39
UPS / FedEx / Express Mail	Up to $75.00	40
Savings bond / redemption	No Fee	41
Verification of Deposit	$25.00	42
E SERVICES		43
E-Branch – online banking	FREE	44
E-Statements by email	FREE	45
E-Pay – bill pay	FREE	46
THIRD PARTY CHECKS		47
Deposits – check holds apply	No Fee	48
Check cashing – restrictions proper ID required of payee / check holds apply no government checks (Federal / State / City / County)	$10.00 each	49
proper ID required of payee / check holds apply		50
no government checks (Federal/State/City/County)		51
INDIVIDUAL RETIREMENT ACCOUNT		52
Annual custodial fee	$25.00	53
Rollover / transfer from PFVCU	$25.00	54
Premature / non-qualified distribution	$25.00	55
SHARE DRAFT / CHECKING ACCOUNTS		56
Monthly service fee		57
$500 minimum balance	No Fee	58
balance falls below $500	$10.00	59
with Direct Deposit/E-Statements	No Fee	60
Primary member – age 65 & older	No Fee	61
PVFCU Logo checks – 65 & over	FREE	62
business account $1500 min balance	No Fee	63
business accounts falls below $1500	$25.00	64
Special Student Checking	ask for details	65
Automatic overdraft transfers	$5.00 each	66
Returned checks		67
issued by member (insufficient funds)	$35.00 each	68
deposited by member	$35.00 each	69
redeposit check (5+ days hold)	$35.00 each	70
Check paid by PVFCU		71
qualifying account up to $300	$35.00 each	72
Stop payment – checks / pre-authorized		73
one item	$20.00	74
3 or more – consecutive	$45.00	75
Stop Payment Cancellation	$10.00	76
Copies of cancelled checks		77
previous 12 months	$5.00 each	78
over 12 months	$7.00 each	79
(+ research fee $25 per hour)		80
Temporary checks 4 checks per sheet	$2.00 each	81
VISA DEBIT CHECK CARD		82
VISA Debit Check Card transactions* *Third party fees may apply with some merchant & other ATM networks	No Fee	83
Overdrawn transactions	$35.00	84
Automatic overdraft transfers	$5.00 each	85
** Replacement cards / PIN mailer (request – requires member’s signature)	$20.00 each	86
rush order – card or PIN mailer **Replacement cards per year	$30.00 each	87
Cards cancelled within 180 days of activation	$20.00	88
ATM Return deposited checks	$35.00 each	89
ATM Adjustments	$25.00 each	90
Dispute cancellation	$25.00 each	91
VISA CREDIT CARD		92
Annual fee	$20.00	93
Per Cash advance fee ($10 nor greater than $200)	3.00%	94
Late fee over 10 days	$25.00	95
Return check fee	$30.00 each	96
LOANS		97
Auto equity loan documents		98
Loan extension agreement	$25.00	99
Issue Lien Satisfied	$10.00	100
Line of credit advance		101
Demand Request – Consumer	$35.00	102
Demand Request – Mortgage	$100.00	103
SB 12 – Atkins Buildings Homes and Jobs Act	Up to $150.00	104
Skip A Pay	$45.00	105
DMV processing fee	Up to $100.00	106
ELECTRONIC PAYMENT from another financial institution: Checking		107
Checking	$12.00	108
Credit card	$5.00	109
Return electronic payment	$30.00 each	110