Schedule of Fees

GENERAL	FEE	Sort
Membership / Savings		1
minimum balance	$5.00	2
17 years and younger minimum balance	$5.00	3
more than 6 withdrawals in a month (Reg D)	$10.00 each	4
Accounts closed within 90 days	$10.00	5
Deposited or cashed checks returned	$30.00 each	6
Redeposit return checks (minimum 5-business day hold)	$30.00 each	7
Cashier’s check	$15.00 each	8
Official checks (first 5 free per month)	$3.00 each	9
Account inquiries by phone instead of using Access 24	$2.50 each	10
Money Orders	$3.00 each	11
65 years of age and over	No Fee	12
Member large cash orders		13
Under $20K, preordered	No Fee	14
$10K	$10.00	15
$20K	$20.00	16
$30K	$30.00	17
Notary Service		18
member / 2 signatures	$10.00	19
additional signatures / non-members	$15.00 each	20
Wire Transfers to another financial institution		21
domestic	$30.00	22
international	$45.00	23
wire-in	$5.00	24
Collection items – minimum $100	$15.00 each	25
Collection – levy / liens	$25.00	26
Over the counter printouts (current month)	$3.00	27
Faxes		28
within the U.S. (up to 5 pages)	$5.00	29
international (up to 5 pages)	$10.00	30
Statement copies		31
current month	$2.00	32
within 12 months	$5.00	33
12 months & over	$10.00	34
Invalid address research	$5.00 per quarter	35
Research	$25.00 per hour	36
Escheat / dormant accounts	$10.00	37
Copies	$2.00 each	38
UPS / FedEx / Express Mail	Up to $40.00	39
Savings bond / redemption	No Fee	40
Verification of Deposit	$25.00	41
E SERVICES		42
E-Branch – online banking	FREE	43
E-Statements by email	FREE	44
E-Pay – bill pay	FREE	45
THIRD PARTY CHECKS		46
Deposits – check holds apply	No Fee	47
Check cashing – restrictions proper ID required of payee / check holds apply no government checks (Federal / State / City / County)	$10.00 each	48
proper ID required of payee / check holds apply		49
no government checks (Federal/State/City/County)		50
INDIVIDUAL RETIREMENT ACCOUNT		51
Annual custodial fee	$25.00	52
Rollover / transfer from PFVCU	$25.00	53
Premature / non-qualified distribution	$25.00	54
SHARE DRAFT / CHECKING ACCOUNTS		55
Monthly service fee		56
$500 minimum balance	No Fee	57
balance falls below $500	$10.00	58
with Direct Deposit/E-Statements	No Fee	59
Primary member – age 65 & older	No Fee	60
PVFCU Logo checks – 65 & over	FREE	61
business account $1500 min balance	No Fee	62
business accounts falls below $1500	$25.00	63
Special Student Checking	ask for details	64
Automatic overdraft transfers	$2.00 each	65
Returned checks		66
issued by member (insufficient funds)	$30.00 each	67
deposited by member	$30.00 each	68
redeposit check (5+ days hold)	$30.00 each	69
Check paid by PVFCU		70
qualifying account up to $300	$30.00 each	71
Stop payment – checks / pre-authorized		72
one item	$20.00	73
3 or more – consecutive	$45.00	74
Stop Payment Cancellation	$10.00	75
Copies of cancelled checks		76
previous 12 months	$5.00 each	77
over 12 months	$7.00 each	78
(+ research fee $25 per hour)		79
Temporary checks 4 checks per sheet	$2.00 each	80
VISA DEBIT CHECK CARD		81
VISA Debit Check Card transactions* *Third party fees may apply with some merchant & other ATM networks	No Fee	82
Overdrawn transactions	$30.00	83
Automatic overdraft transfers	$2.00 each	84
** Replacement cards / PIN mailer (request – requires member’s signature)	$15.00 each	85
rush order – card or PIN mailer **Replacement cards per year	$30.00 each	86
Cards cancelled within 180 days of activation	$20.00	87
ATM Return deposited checks	$30.00 each	88
ATM Adjustments	$20.00 each	89
Dispute cancellation	$20.00 each	90
Out of Network (Non CO-OP or PVFCU ATMs)	$1.00 each	91
*Third-party fees may apply with some merchants & other ATM networks		92
**Replacement cards per year		93
VISA CREDIT CARD		94
Annual fee	$20.00	95
Per Cash advance fee ($10 nor greater than $200)	3.00%	96
Late fee over 10 days	$25.00	97
Return check fee	$30.00 each	98
LOANS		99
Auto equity loan documents		100
Loan extension agreement	$25.00	101
Issue Lien Satisfied	$10.00	102
Line of credit advance		103
Demand Request – Consumer	$35.00	104
Demand Request – Mortgage	$100.00	105
SB 12 – Atkins Buildings Homes and Jobs Act	$150.00	106
Skip A Pay	$45.00	107
ELECTRONIC PAYMENT from another financial institution: Checking		108
Checking	$12.00	109
Credit card	$5.00	110
Return electronic payment	$30.00 each	111