Schedule of Fees
Effective date: 01/01/2021
GENERAL | FEE | Sort |
---|---|---|
Membership / Savings | 1 | |
minimum balance | $5.00 | 2 |
17 years and younger minimum balance | $5.00 | 3 |
more than 6 withdrawals in a month (Reg D) | $10.00 each | 4 |
Accounts closed within 90 days | $10.00 | 5 |
Deposited or cashed checks returned | $30.00 each | 6 |
Redeposit return checks (minimum 5-business day hold) | $30.00 each | 7 |
Cashier’s check | $15.00 each | 8 |
Official checks (first 5 free per month) | $3.00 each | 9 |
Account inquiries by phone instead of using Access 24 | $2.50 each | 10 |
Money Orders | $3.00 each | 11 |
65 years of age and over | No Fee | 12 |
Member large cash orders | 13 | |
Under $20K, preordered | No Fee | 14 |
$10K | $10.00 | 15 |
$20K | $20.00 | 16 |
$30K | $30.00 | 17 |
Notary Service | 18 | |
member / 2 signatures | $10.00 | 19 |
additional signatures / non-members | $15.00 each | 20 |
Wire Transfers to another financial institution | 21 | |
domestic | $30.00 | 22 |
international | $45.00 | 23 |
wire-in | $5.00 | 24 |
Collection items – minimum $100 | $15.00 each | 25 |
Collection – levy / liens | $25.00 | 26 |
Over the counter printouts (current month) | $3.00 | 27 |
Faxes | 28 | |
within the U.S. (up to 5 pages) | $5.00 | 29 |
international (up to 5 pages) | $10.00 | 30 |
Statement copies | 31 | |
current month | $2.00 | 32 |
within 12 months | $5.00 | 33 |
12 months & over | $10.00 | 34 |
Invalid address research | $5.00 per quarter | 35 |
Research | $25.00 per hour | 36 |
Escheat / dormant accounts | $10.00 | 37 |
Copies | $2.00 each | 38 |
UPS / FedEx / Express Mail | Up to $40.00 | 39 |
Savings bond / redemption | No Fee | 40 |
Verification of Deposit | $25.00 | 41 |
E SERVICES | 42 | |
E-Branch – online banking | FREE | 43 |
E-Statements by email | FREE | 44 |
E-Pay – bill pay | FREE | 45 |
THIRD PARTY CHECKS | 46 | |
Deposits – check holds apply | No Fee | 47 |
Check cashing – restrictions proper ID required of payee / check holds apply no government checks (Federal / State / City / County) | $10.00 each | 48 |
proper ID required of payee / check holds apply | 49 | |
no government checks (Federal/State/City/County) | 50 | |
INDIVIDUAL RETIREMENT ACCOUNT | 51 | |
Annual custodial fee | $25.00 | 52 |
Rollover / transfer from PFVCU | $25.00 | 53 |
Premature / non-qualified distribution | $25.00 | 54 |
SHARE DRAFT / CHECKING ACCOUNTS | 55 | |
Monthly service fee | 56 | |
$500 minimum balance | No Fee | 57 |
balance falls below $500 | $10.00 | 58 |
with Direct Deposit/E-Statements | No Fee | 59 |
Primary member – age 65 & older | No Fee | 60 |
PVFCU Logo checks – 65 & over | FREE | 61 |
business account $1500 min balance | No Fee | 62 |
business accounts falls below $1500 | $25.00 | 63 |
Special Student Checking | ask for details | 64 |
Automatic overdraft transfers | $2.00 each | 65 |
Returned checks | 66 | |
issued by member (insufficient funds) | $30.00 each | 67 |
deposited by member | $30.00 each | 68 |
redeposit check (5+ days hold) | $30.00 each | 69 |
Check paid by PVFCU | 70 | |
qualifying account up to $300 | $30.00 each | 71 |
Stop payment – checks / pre-authorized | 72 | |
one item | $20.00 | 73 |
3 or more – consecutive | $45.00 | 74 |
Stop Payment Cancellation | $10.00 | 75 |
Copies of cancelled checks | 76 | |
previous 12 months | $5.00 each | 77 |
over 12 months | $7.00 each | 78 |
(+ research fee $25 per hour) | 79 | |
Temporary checks 4 checks per sheet | $2.00 each | 80 |
VISA DEBIT CHECK CARD | 81 | |
VISA Debit Check Card transactions* *Third party fees may apply with some merchant & other ATM networks | No Fee | 82 |
Overdrawn transactions | $30.00 | 83 |
Automatic overdraft transfers | $2.00 each | 84 |
** Replacement cards / PIN mailer (request – requires member’s signature) | $15.00 each | 85 |
rush order – card or PIN mailer **Replacement cards per year | $30.00 each | 86 |
Cards cancelled within 180 days of activation | $20.00 | 87 |
ATM Return deposited checks | $30.00 each | 88 |
ATM Adjustments | $20.00 each | 89 |
Dispute cancellation | $20.00 each | 90 |
Out of Network (Non CO-OP or PVFCU ATMs) | $1.00 each | 91 |
*Third-party fees may apply with some merchants & other ATM networks | 92 | |
**Replacement cards per year | 93 | |
VISA CREDIT CARD | 94 | |
Annual fee | $20.00 | 95 |
Per Cash advance fee ($10 nor greater than $200) | 3.00% | 96 |
Late fee over 10 days | $25.00 | 97 |
Return check fee | $30.00 each | 98 |
LOANS | 99 | |
Auto equity loan documents | 100 | |
Loan extension agreement | $25.00 | 101 |
Issue Lien Satisfied | $10.00 | 102 |
Line of credit advance | 103 | |
Demand Request – Consumer | $35.00 | 104 |
Demand Request – Mortgage | $100.00 | 105 |
SB 12 – Atkins Buildings Homes and Jobs Act | $150.00 | 106 |
Skip A Pay | $45.00 | 107 |
ELECTRONIC PAYMENT from another financial institution: Checking | 108 | |
Checking | $12.00 | 109 |
Credit card | $5.00 | 110 |
Return electronic payment | $30.00 each | 111 |