Schedule of Fees
Effective date: 02/1/2019
| GENERAL | FEE | |
|---|---|---|
| Membership / Savings | 1 | |
| minimum balance | $5.00 | 2 |
| 17 years and younger minimum balance | $5.00 | 3 |
| more than 6 withdrawals in a month (Reg D) | $10.00 each | 4 |
| Accounts closed within 90 days | $10.00 | 5 |
| Deposited or cashed checks returned | $30.00 each | 6 |
| Redeposit return checks (minimum 5-business day hold) | $30.00 each | 7 |
| Cashier’s check | $15.00 each | 8 |
| Official checks (first 5 free per month) | $3.00 each | 9 |
| Account inquiries by phone instead of using Access 24 | $2.50 each | 10 |
| Money Orders | $3.00 each | 11 |
| 65 years of age and over | No Fee | 12 |
| Member large cash orders | 13 | |
| Under $20K, preordered | No Fee | 14 |
| $10K | $10.00 | 15 |
| $20K | $20.00 | 16 |
| $30K | $30.00 | 17 |
| Notary Service | 18 | |
| member / 2 signatures | $10.00 | 19 |
| additional signatures / non-members | $15.00 each | 20 |
| Wire Transfers to another financial institution | 21 | |
| domestic | $30.00 | 22 |
| international | $45.00 | 23 |
| wire-in | $5.00 | 24 |
| Collection items – minimum $100 | $15.00 each | 25 |
| Collection – levy / liens | $25.00 | 26 |
| Over the counter printouts (current month) | $3.00 | 27 |
| Faxes | 28 | |
| within the U.S. (up to 5 pages) | $5.00 | 29 |
| international (up to 5 pages) | $10.00 | 30 |
| Statement copies | 31 | |
| current month | $2.00 | 32 |
| within 12 months | $5.00 | 33 |
| 12 months & over | $10.00 | 34 |
| Invalid address research | $5.00 per quarter | 35 |
| Research | $25.00 per hour | 36 |
| Escheat / dormant accounts | $10.00 | 37 |
| Copies | $2.00 each | 38 |
| UPS / FedEx / Express Mail | Up to $40.00 | 39 |
| Savings bond / redemption | No Fee | 40 |
| Verification of Deposit | $25.00 | 41 |
| E SERVICES | 42 | |
| E-Branch – online banking | FREE | 43 |
| E-Statements by email | FREE | 44 |
| E-Pay – bill pay | FREE | 45 |
| THIRD PARTY CHECKS | 46 | |
| Deposits – check holds apply | No Fee | 47 |
| Check cashing – restrictions proper ID required of payee / check holds apply no government checks (Federal / State / City / County) | $10.00 each | 48 |
| proper ID required of payee / check holds apply | 49 | |
| no government checks (Federal/State/City/County) | 50 | |
| INDIVIDUAL RETIREMENT ACCOUNT | 51 | |
| Annual custodial fee | $25.00 | 52 |
| Rollover / transfer from PFVCU | $25.00 | 53 |
| Premature / non-qualified distribution | $25.00 | 54 |
| SHARE DRAFT / CHECKING ACCOUNTS | 55 | |
| Monthly service fee | 56 | |
| $500 minimum balance | No Fee | 57 |
| balance falls below $500 | $10.00 | 58 |
| with Direct Deposit/E-Statements | No Fee | 59 |
| Primary member – age 65 & older | No Fee | 60 |
| PVFCU Logo checks – 65 & over | FREE | 61 |
| business account $1500 min balance | No Fee | 62 |
| business accounts falls below $1500 | $25.00 | 63 |
| Special Student Checking | ask for details | 64 |
| Automatic overdraft transfers | $2.00 each | 65 |
| Returned checks | 66 | |
| issued by member (insufficient funds) | $30.00 each | 67 |
| deposited by member | $30.00 each | 68 |
| redeposit check (5+ days hold) | $30.00 each | 69 |
| Check paid by PVFCU | 70 | |
| qualifying account up to $300 | $30.00 each | 71 |
| Stop payment – checks / pre-authorized | 72 | |
| one item | $20.00 | 73 |
| 3 or more – consecutive | $45.00 | 74 |
| Stop Payment Cancellation | $10.00 | 75 |
| Copies of cancelled checks | 76 | |
| previous 12 months | $5.00 each | 77 |
| over 12 months | $7.00 each | 78 |
| (+ research fee $25 per hour) | 79 | |
| Temporary checks 4 checks per sheet | $2.00 each | 80 |
| VISA DEBIT CHECK CARD | 81 | |
| VISA Debit Check Card transactions* *Third party fees may apply with some merchant & other ATM networks | No Fee | 82 |
| Overdrawn transactions | $30.00 | 83 |
| Automatic overdraft transfers | $2.00 each | 84 |
| ** Replacement cards / PIN mailer (request – requires member’s signature) | $15.00 each | 85 |
| rush order – card or PIN mailer **Replacement cards per year | $30.00 each | 86 |
| Cards cancelled within 180 days of activation | $20.00 | 87 |
| ATM Return deposited checks | $30.00 each | 88 |
| ATM Adjustments | $20.00 each | 89 |
| Dispute cancellation | $20.00 each | 90 |
| Out of Network (Non CO-OP or PVFCU ATMs) | $1.00 each | 91 |
| *Third-party fees may apply with some merchants & other ATM networks | 92 | |
| **Replacement cards per year | 93 | |
| VISA CREDIT CARD | 94 | |
| Annual fee | $20.00 | 95 |
| Per Cash advance fee ($10 nor greater than $200) | 3.00% | 96 |
| Late fee over 10 days | $25.00 | 97 |
| Return check fee | $30.00 each | 98 |
| LOANS | 99 | |
| Auto equity loan documents | 100 | |
| Loan extension agreement | $25.00 | 101 |
| Issue Lien Satisfied | $10.00 | 102 |
| Line of credit advance | 103 | |
| Demand Request – Consumer | $35.00 | 104 |
| Demand Request – Mortgage | $100.00 | 105 |
| SB 12 – Atkins Buildings Homes and Jobs Act | $150.00 | 106 |
| Skip A Pay | $45.00 | 107 |
| ELECTRONIC PAYMENT from another financial institution: Checking | 108 | |
| Checking | $12.00 | 109 |
| Credit card | $5.00 | 110 |
| Return electronic payment | $30.00 each | 111 |
