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Schedule of Fees

Schedule of Fees

Effective date: 07/01/2021

GENERALFEE
Membership / Savings1
    minimum balance $5.00 2
    17 years and younger minimum balance$5.00 3
    more than 6 withdrawals in a month (Reg D)$10.00 each 4
Accounts closed within 90 days$10.00 5
Deposited or cashed checks returned$35.00 each6
Redeposit return checks (minimum 5-business day hold) $35.00 each 7
Cashier’s check $15.00 each8
Official checks (first 5 free per month)$3.00 each 9
Account inquiries by phone instead of using Access 24$2.50 each 10
Money Orders $3.00 each11
    65 years of age and overNo Fee12
Member large cash orders13
    Under $20K, preorderedNo Fee 14
    $10K $10.00 15
    $20K $20.00 16
    $30K $30.00 17
Notary Service18
    member / 2 signatures$15.00 19
    additional signatures / non-members $15.00 each20
Wire Transfers to another financial institution21
    domestic$30.00 22
    international$45.00 23
    wire-in$5.00 24
Collection items – minimum $100$15.00 each 25
Collection – levy / liens$30.00 26
Over the counter printouts (current month) $3.00 27
Faxes28
    within the U.S. (up to 5 pages)$5.00 29
    international (up to 5 pages)$10.00 30
Statement copies31
    current month $2.00 32
    within 12 months$5.00 33
    12 months & over$10.00 34
Tax document copies$5.00 each35
Invalid address research $5.00 per quarter36
Research$25.00 per hour37
Escheat / dormant accounts $10.00 38
Copies$2.00 each39
UPS / FedEx / Express Mail Up to $75.0040
Savings bond / redemption No Fee41
Verification of Deposit$25.00 42
E SERVICES43
E-Branch – online banking FREE44
E-Statements by email FREE45
E-Pay – bill payFREE46
THIRD PARTY CHECKS47
Deposits – check holds apply No Fee48
Check cashing – restrictions proper ID required of payee / check holds apply no government checks (Federal / State / City / County)$10.00 each49
    proper ID required of payee / check holds apply50
    no government checks (Federal/State/City/County)51
INDIVIDUAL RETIREMENT ACCOUNT52
Annual custodial fee$25.00 53
Rollover / transfer from PFVCU $25.00 54
Premature / non-qualified distribution$25.00 55
SHARE DRAFT / CHECKING ACCOUNTS56
Monthly service fee57
    $500 minimum balanceNo Fee58
    balance falls below $500$10.00 59
    with Direct Deposit/E-Statements No Fee60
    Primary member – age 65 & older No Fee61
    PVFCU Logo checks – 65 & overFREE 62
    business account $1500 min balanceNo Fee 63
    business accounts falls below $1500$25.00 64
Special Student Checkingask for details65
Automatic overdraft transfers $5.00 each 66
Returned checks67
    issued by member (insufficient funds) $35.00 each68
    deposited by member $35.00 each69
    redeposit check (5+ days hold)$35.00 each 70
Check paid by PVFCU71
    qualifying account up to $300$35.00 each72
Stop payment – checks / pre-authorized 73
    one item$20.00 74
    3 or more – consecutive$45.00 75
    Stop Payment Cancellation$10.00 76
Copies of cancelled checks77
    previous 12 months $5.00 each78
    over 12 months$7.00 each 79
    (+ research fee $25 per hour)80
Temporary checks 4 checks per sheet$2.00 each81
VISA DEBIT CHECK CARD82
VISA Debit Check Card transactions* *Third party fees may apply with some merchant & other ATM networks No Fee 83
Overdrawn transactions $35.00 84
Automatic overdraft transfers $5.00 each85
** Replacement cards / PIN mailer (request – requires member’s signature)$20.00 each 86
    rush order – card or PIN mailer **Replacement cards per year$30.00 each87
Cards cancelled within 180 days of activation $20.00 88
ATM Return deposited checks$35.00 each 89
ATM Adjustments $25.00 each90
Dispute cancellation $25.00 each91
VISA CREDIT CARD92
Annual fee $20.00 93
Per Cash advance fee ($10 nor greater than $200) 3.00%94
Late fee over 10 days$25.00 95
Return check fee$30.00 each 96
LOANS97
Auto equity loan documents 98
Loan extension agreement $25.00 99
Issue Lien Satisfied$10.00 100
Line of credit advance101
Demand Request – Consumer$35.00 102
Demand Request – Mortgage$100.00 103
SB 12 – Atkins Buildings Homes and Jobs ActUp to $150.00104
Skip A Pay$45.00 105
DMV processing feeUp to $100.00106
ELECTRONIC PAYMENT from another financial institution: Checking 107
Checking$12.00 108
Credit card$5.00 109
Return electronic payment $30.00 each 110

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    PV Federal Credit Union
    2700 E. 4th Street
    National City, CA 91950
    Phone: (619) 475-4313, or toll free, (800) 253-6991
    Fax: (619) 475-0998
    E-mail: paradise@paradisevalleyfcu.com
    Access 24: (619) 475.2009
    Toll free 1 (866) 760.3777

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