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Share Secured

You can borrow against the money you have in your regular (share) savings account or in a share certificate account by pledging those funds towards a share secured loan. Because you are pledging your savings, this type of loan can be made without concerns of credit worthiness. This is usually the fastest and least expensive way to borrow money.

Share Secure Rates

Effective date: 04/01/2021

CertificatesBalanceRateAPY*DividendEarned
Share Certificates – $2,500 – $24,9993
Six months$2,500 minimum0.30%0.30%MonthlyDaily4
Twelve months $2,500 minimum0.40%0.40%MonthlyDaily5
Twenty-four months $2,500 minimum0.55%0.55%MonthlyDaily6
Thirty-six months $2,500 minimum0.65%0.65%MonthlyDaily7
Forty-eight months $2,500 minimum0.75%0.75%MonthlyDaily8
Share Certificates – $25,000 – $99,0009
Six months$25,000 minimum0.30%0.30%MonthlyDaily10
Twelve months $25,000 minimum0.40%0.40%MonthlyDaily11
Twenty-four months $25,000 minimum0.60%0.60%MonthlyDaily12
Thirty-six months $25,000 minimum0.75%0.75%MonthlyDaily13
Forty-eight months $25,000 minimum0.85%0.85%MonthlyDaily14
Share Certificates – $100,000+15
Six months$100,000 minimum0.30%0.30%MonthlyDaily16
Twelve months $100,000 minimum0.40%0.40%MonthlyDaily17
Twenty-four months $100,000 minimum0.65%0.65%MonthlyDaily18
Thirty-six months $100,000 minimum0.75%0.75%MonthlyDaily19
Forty-eight months$100,000 minimum0.85%0.85%MonthlyDaily20

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    PV Federal Credit Union
    2700 E. 4th Street
    National City, CA 91950
    Phone: (619) 475-4313, or toll free, (800) 253-6991
    Fax: (619) 475-0998
    E-mail: paradise@paradisevalleyfcu.com
    Access 24: (619) 475.2009
    Toll free 1 (866) 760.3777

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