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Shared Secure

You can borrow against the money you have in your regular (share) savings account or in a share certificate account by pledging those funds towards a share secured loan. Because you are pledging your savings, this type of loan can be made without concerns of credit worthiness. This is usually the fastest and least expensive way to borrow money.

Shared Secure Rates

Effective date: 02/1/2019

CollateralTerm MonthsAPR* Tier AAPR* Tier BAPR* Tier CAPR* Tier D
Unsecured – Line of CreditRevolving12.00%14.00%17.00%18.00%1
Unsecured – Closed End608.00%9.00%12.00%16.00%2
Share Secured603.00%3.00%3.00%3.00%3
VISA – Classic or Share SecureRevolving9.90%12.00%14.52%14.52%4

Contact Us
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PV Federal Credit Union
2700 E. 4th Street
National City, CA 91950
Phone: (619) 475-4313, or toll free, (800) 253-6991
Fax: (619) 475-0998
E-mail: paradise@paradisevalleyfcu.com
Access 24: (619) 475.2009
Toll free 1 (866) 760.3777