Regular Shares

A $50 minimum balance must be maintained at all times in a regular share (savings) account. This deposit, along with your completed application, opens the door to Credit Union membership. For those under the age of 18, a deposit of just $5 will open a membership account. The benefits of membership are yours for a lifetime, even if you move, change jobs, or retire.

Strong Assurance Of Real Safety

All deposits are fully insured up to $250,000 per member account by the NCUSIF (National Credit Union Share Insurance Fund), the strongest insurance fund available.
The insurance funds that reside with the NCUSIF are completely separate from the funds that cover deposits in savings and loans and banks (FDIC).

Savings Rates

Effective date: 07/01/2020

Savings $5 Minimum$5 Minimum0.05%0.05%QuarterlyDaily1
Impound AccountNo Minimum0.05%0.05%QuarterlyDaily2
Share Draft/CheckingNo Minimum0.05%0.05%MonthlyDaily3
Individual Retirement Accounts (IRA)$100 – $4,9990.15%0.15%QuarterlyDaily4
Individual Retirement Account (IRA)$5,000 – $9,9990.20%0.20%QuarterlyDaily5
Individual Retirement Account (IRA)$10,000 – 24,9990.25%0.25%QuarterlyDaily6
Individual Retirement Account (IRA)$25,000 – $49,9990.30%0.30%QuarterlyDaily7
Individual Retirement Account (IRA)$50,000 – $99,9990.40%0.40%QuarterlyDaily8
Individual Retirement Account (IRA)$100,000 – Over0.50%0.50%QuarterlyDaily9

Additional Disclosures:

  • Dividend rate may change after member opens account.
  • Fees could reduce the earnings on account.
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PV Federal Credit Union
2700 E. 4th Street
National City, CA 91950
Phone: (619) 475-4313, or toll free, (800) 253-6991
Fax: (619) 475-0998
E-mail: paradise@paradisevalleyfcu.com
Access 24: (619) 475.2009
Toll free 1 (866) 760.3777

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