Share Certificates

Certificates of Deposit (CDs)

Paradise Valley Federal Credit Union members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, CDs earn you more than a regular savings account because you deposit a specified amount for an established period of time. Interest earned is paid monthly. PVFCU CDs can be tailored to fit your financial needs, with terms as short as 6 months or up to 5 years to lock in high earnings requiring a minimum deposit of $2,500. Investing in CDs is a safe, simple way to earn a competitive rate on your money. Like all deposit accounts at PVFCU, CDs are insured by the National Credit Union Administration (NCUA) for up to $250,000.

Strong Assurance Of Real Safety

All deposits are fully insured up to $250,000 per member account by the NCUSIF (National Credit Union Share Insurance Fund), the strongest insurance fund available. The insurance funds that reside with the NCUSIF are completely separate from the funds that cover deposits in savings and loans and banks (FDIC).

Certificate Rates

Effective date: 02/1/2019

Share Certificates – $2,500 – $24,9991
Six months$2,500 minimum0.50%0.50%MonthlyDaily2
Twelve months$2,500 minimum0.75%0.75%MonthlyDaily3
Twenty-four months$2,500 minimum1.00%1.01%MonthlyDaily4
Thirty-six months$2,500 minimum2.00%2.02%MonthlyDaily5
Forty-eight months$2,500 minimum2.50%2.53%MonthlyDaily6
Share Certificates – $25,000 – $99,0007
Six months$25,000 minimum0.75%0.75%MonthlyDaily8
Twelve months$25,000 minimum1.00%1.01%MonthlyDaily9
Twenty-four months$25,000 minimum2.00%2.02%MonthlyDaily10
Thirty-six months$25,000 minimum2.50%2.53%MonthlyDaily11
Forty-eight months$25,000 minimum3.00%3.05%MonthlyDaily12
Share Certificates – $100,000+13
Six months$100,000 minimum1.00%1.00%MonthlyDaily14
Twelve months$100,000 minimum1.25%1.26%MonthlyDaily15
Twenty-four months$100,000 minimum2.00%2.02%MonthlyDaily16
Thirty-six months$100,000 minimum2.50%2.53%MonthlyDaily17
Forty-eight months$100,000 minimum3.00%3.05%MonthlyDaily18

Contact Us
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PV Federal Credit Union
2700 E. 4th Street
National City, CA 91950
Phone: (619) 475-4313, or toll free, (800) 253-6991
Fax: (619) 475-0998
E-mail: paradise@paradisevalleyfcu.com
Access 24: (619) 475.2009
Toll free 1 (866) 760.3777