Schedule of Fees
Effective March 31, 2022
General
| Service | Fee |
|---|---|
| Savings – more than six electronic withdrawals in a month (Reg D) | $10.00 |
| Accounts Closed within 90 days | $10.00 |
| Checks Returned – cashed or deposited | $35.00 each |
| Redeposit of returned checks | $35.00 each |
| Cashier’s Check | $20.00 each |
| Official Check | $3.00 each |
| Account Inquiries by phone vs Access 24 | $2.50 each |
| Account Verification | $25.00 |
| Money Orders | $3.00 each |
| Money Orders - 65 years of age and over | FREE |
| Large Cash orders - Preordered under $20,000 | FREE |
| Large Cash orders - $10,000 | $10.00 |
| Large Cash orders - $20,000 | $20.00 |
| Large Cash orders - $30,000 | $30.00 |
| Notary Services – by appointment - Members – 1st signature | FREE |
| Notary Services – by appointment - Additional Signatures & nonmembers | $15.00 each |
| Wire Transfers - Domestic | $30.00 |
| Wire Transfers - International | $45.00 |
| Wire In | $5.00 |
| Collection – levy or liens | $35.00 |
| Account Printouts – current month | $3.00 each |
| Statement Copies – current month | $2.00 |
| Statement Copies – Last 12 months | $5.00 each |
| Statement Copies – Prior to last 12 months | $10.00 each |
| Tax Document copies | $5.00 each |
| Faxes – within the U.S, up to 5 pages Additional pages |
$5.00 $1.00 each |
| Account research | $25.00 per hour |
| Invalid Address research | $5.00 |
| Dormant Account | $10.00 per quarter |
| Copies | $2.00 each |
| UPS / FedEx delivery | Up to $75.00 |
eServices
| Service | Fee |
|---|---|
| eBranch – Online Banking | FREE |
| e-Statements by Email | FREE |
| ePay – Bill Pay | FREE |
Third Party Checks
| Service | Fee |
|---|---|
| Deposit – check holds apply | FREE |
| Check Cashing – following restrictions apply Payee proper ID required; check holds apply Unable to cash government checks (federal, state, city, county) |
$10.00 each |
Individual Retirement Accounts
| Service | Fee |
|---|---|
| Custodial Fee, annual | $25.00 |
| Rollover / Transfer from PVFCU | $25.00 |
| Premature / Non-qualified distribution | $25.00 |
Checking Accounts
| Service | Fee |
|---|---|
| Monthly Service Fee - $500 minimum balance | FREE |
| Monthly Service Fee - Minimum balance below $500 | $10.00 |
| Monthly Service Fee - With Direct Deposit & e-Statements | FREE |
| Monthly Service Fee - Primary Member – age 65 & older | FREE |
| Monthly Service Fee - PVFCU logo checks – age 65 & older | FREE |
| Monthly Service Fee - Business Account – with $1,500 minimum balance | FREE |
| Monthly Service Fee - Business Account – minimum balance below $1,500 | $25.00 |
| Automatic Overdraft transfers | $5.00 each |
| Returned Checks - Issued by (insufficient funds) or deposited by member | $35.00 each |
| Returned Checks - Check redeposits (5+ day hold) | $35.00 each |
| Overdrawn Check paid by PVFCU - Qualifying account – up to $300 | $35.00 each |
| Stop Payment - Single check | $20.00 each |
| Stop Payment - Three or more consecutive checks | $45.00 |
| Stop Payment - Stop Payment cancelation | $10.00 |
| Canceled Check copies - Previous 12 months | $5.00 each |
| Canceled Check copies - Over 12 months (plus research fee of $25.00 per hour) |
$7.00 each |
| Temporary Checks – 4 per sheet | $2.00 each |
VISA Debit Card
| Service | Fee |
|---|---|
| VISA Debit Card transaction | FREE |
| Overdrawn transactions | $35.00 each |
| Automatic Overdraft transfers | $5.00 each |
| Replacement Cards / PIN mailer | $20.00 each |
| Rush Order – Card or PIN (requests requires member signature) |
$30.00 each |
| Cards canceled within 180 days of activation | $20.00 |
| ATM – return of deposited checks | $35.00 each |
| ATM – adjustments | $35.00 each |
| Dispute Cancelation | $35.00 each |
VISA Credit Card
| Service | Fee |
|---|---|
| Annual Fee | $20.00 |
| Cash Advance fee ($10 minimum, not greater than $200) | 3.00% |
| Late Fee | $25.00 |
| Return Check fee | $35.00 |
Loans
| Service | Fee |
|---|---|
| Business Loan modification | $300.00 |
| Real Estate Loan modification | $300.00 |
| Consumer Loan modification or extension | $50.00 |
| Due Date change | $35.00 |
| Skip A Pay | $45.00 |
| DMV Processing fee | Up to $150.00 |
| Issue Lien Satisfied | $10.00 |
| Mortgage Reconveyance | $100.00 |
| SB 12 – Atkins Buildings Homes and Jobs Act | Up to $150.00 |
Electronic Payment
from another financial institution
| Service | Fee |
|---|---|
| Checking | $12.00 |
| Returned electronic payment | $35.00 each |